Tips for Credit Card Holders

Credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.

Just like debit card fraud, on credit card has a chance to do credit card fraud. So, we are as credit card holder must be carefully about that. Because it harm ourself.

Here are some Tips for Credit Card holders to stay away from unpredictable transaction:

1. Always enable HP to receive alerts at any time from the issuing bank transactions. Infokan to the bank immediately if there is a change of mobile number

2. Thorough and check transactions in the bill, especially if there is a transaction that is not done by the card holder. Immediately contact the bank and ask for clarification if there is a transaction that is not appropriate

3. Immediately asked to replace the card if it is notified that the bank blocked the card and ask to be replaced.

4.If the transaction is complete, if the cashier admonish credit card will be swiped again (swipe) in cash register machine. Because since the credit card used chip, per January 1, 2010, the transaction is only processed by the chip, in the deep, and no longer swipe (swipe)

5. Get used to pay bills before the due date, either in full or in installments once. In order to avoid interest and penalties.

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